Despite the rise of the dollar, car manufacturers maintain their interest-free financing lines for brand new cars.
This month, automakers launched new lines of credit for the purchase of brand-new vehicles. The news is that despite the dollar's rise in recent weeks, which has continued to rise and has already reached the top of the range, financing plans continue for up to 24 installments at a zero interest rate .
Financing tools for vehicle purchases continue to be an important driver of recovery for the Argentine automotive market.
In July, for example, the number of garments associated with financing transactions reached a record high, as did the number of registrations. Of the 43,744 units sold through this channel, 30,313 were brand new (48.3% of the month's sales), representing a 68.4% increase compared to July 2024.
Between January and July, registrations for brand-new garments grew by 110.4% year-over-year.
In this way, in the first 7 months of 2025, direct financing from the brands themselves came to represent 40% of patents, narrowing the margin with the savings plan (44%) and distancing itself from banks (14%).
Chevrolet is offering 0% interest loans for the Tracker, its recently revamped compact SUV.
It has various 0% interest credit lines for its entire range, from the recently renovated Onix, Onix Plus, and Tracker , to the new Spark EUV, the first electric vehicle that General Motors sells in our market.
For Onix, Onix Plus, and Tracker, the brand offers financing for up to $12 million in 12 installments at a 0% interest rate. Loans for up to $16 million are also available, payable in 18 months (9.9% interest rate), and for $18 million over 30 months, at a 24.9% interest rate.
These same conditions are repeated for Spin, Montana and Spark EUV , only the amount to be financed in 30 months is $20 million (the rate is also 24.9%).
There are three financing options for the S10 pickup: 0% interest over 12 months with a maximum of $20 million; 14.9% interest over 18 months with a maximum of $20 million; and 34.9% interest over 30 months, up to $25 million.
Trailblazer financing also has three caps: $20 million for 12 months (0% interest); $20 million for 18 months, with a 14.9% interest; and $25 million for 30 months, with a 34.9% interest.
It has offers across its entire range of models.
It offers various types of financing. One is the Express Rate , available for the entire range with a maximum of $12 million, a 12-month term, and a 0% interest rate (the Berlingo's financing amount is $15 million).
Added to this proposal is the Simple Rate , which offers the possibility of financing up to $20,000,000 in all models, with a rate of 25.9% for 18 months.
In addition, the brand offers a line for the entire range with up to $16 million financed at a rate of 12.9% for 18 months, and in the case of the Jumper and Jumpy utility vehicles, customers can access a special plan of up to $32 million.
As a complement, the brand also offers UVA Loans. Under this line, you can finance up to $22 million over 24 months at a 5.9% interest rate, or up to $26 million over 48 months at a 17.9% interest rate, applicable to the entire range.
The French brand offers financing options for its entire range.
The proposal includes financing for the entire range , up to $22 million at a 16.9% interest rate for 12 months. Those who require a larger amount can opt for financing of up to $30 million (29.9% interest rate), also for 12 months.
In the case of the DS 7 , the brand offers an exclusive alternative through UVA Credits, which allows financing of up to $40 million over 12 months with a preferential rate of 5.9%.
New Titano. Available with UVA financing of up to $40 million.
It offers 24-month UVA financing at 0% interest for any model, up to $12 million, along with another UVA-based option that allows financing of up to 80% of the vehicle's value, with a maximum of $20 million over 12 months.
It also offers 0% fixed-rate loans for 12 months, up to $10 million, and a second line with a 9.9% rate for up to $15 million. In all cases, the offer covers the full range of models , with options that can cover up to 80% of the vehicle's price.
As for the new Titano pickup, the brand is accompanying its launch with exclusive plans: UVA financing of up to $40 million at a 6.9% rate for 18 months, in addition to a 0% rate line for 12 months for up to $20 million.
12-month fixed rate for all Renegade, Compass, and Commander trims.
Among the featured options is a 0% fixed rate for 12 months for up to $10 million for the Renegade, Compass, and Commander models in all their versions.
These same models also offer a UVA loan line with a 0% interest rate for 12 months and amounts up to $30 million.
The brand also offers other options that allow financing of up to 80% of the vehicle's value across the entire range.
The Japanese brand offers different lines of credit for its entire range of models.
The Japanese brand offers 0% interest financing for the Frontier range of up to $20 million, to be repaid in 12, 18, and 24 months (depending on the version).
For the Versa, Sentra, and Kicks Play models, the financing option is 0% for up to $12 million, payable in 12 installments. For the X-Trail SUV, the amount rises to $20 million.
Peugeot finances any of its models with zero-interest options.
The French brand offers financing for any of its models up to $12 million, payable in 12 months at a 0% interest rate. The 208 and 2008 models are offered up to $16 million with a 12.9% interest rate for 18 months.
Also added is the Simple Rate option, which allows financing of up to $20 million for any model in the range with a 25.9% rate for 18 months.
Another alternative is UVA loans, with financing up to $22 million over 24 months (rate of 5.9%), or up to $26 million over 48 months (rate of 17.9%), applicable to models 208, Partner, and 2008.
Ram offers credits to access the Rampage compact pickup.
Stellantis' pickup brand is offering up to $10 million over 12 months, at a 0% fixed rate, for any version of the Rampage .
The UVA loan line with a 0% interest rate for 12 months and up to $30 million also applies to this model.
Additionally, the brand offers other credit options for its entire range , allowing financing of up to 80% of the vehicle's value.
Renault offers access to the Kwid, the cheapest model on the market, with financing.
It offers 0% interest financing available for both the 100% electric E-Tech range, comprising the Megane, Kangoo, and Kwid, as well as for a selection of internal combustion vehicles, including the Kwid, Logan, Kardian, and Kangoo Express (van).
For the Megane E-Tech and Kangoo E-Tech, the financing amount is $20 million, payable in 18 and 24 installments, respectively.
Meanwhile, the Kwid offers financing of up to $10 million in 12 installments; the Kangoo Express, up to $12 million in 18 months; and the Kardian and Logan, up to $13 million in 12 and 18 installments, respectively.
VW Polo Track. Interest-free financing available for 18 months.
In September, the German brand is offering special financing terms for the Polo Track and the Amarok pickup.
For the compact model, the proposal offers a maximum amount of $13.5 million at a 0% interest rate over a period of 18 months.
Financing for the Amarok is available for $18 million at a 0% interest rate, payable in 24 months. The Amarok Trendline offers financing of up to $16 million in 12 installments, also at a 0% interest rate.
Clarin
